Before you buy
Jemma and Alice from Fine & Country provided an excelent service, communications were key and they provided a stress free environment in what is a difficult time. Thank you and well done
Charlene Regan and Alice Madden at Fine & Country have been absolutely outstanding from start to finish. Charlene found us the right buyer in just three weeks and achieved an offer well over the asking price, which speaks volumes about her skill, judgement and understanding of the market. The marketing was also superb. The photos, video, drone footage and brochure produced by the Fine & Country team presented our home beautifully and really helped show it at its best. Once we accepted the offer, Alice was exceptional in keeping everything moving smoothly and swiftly. She liaised with both sets of solicitors, kept communication flowing between us and our buyer, anticipated potential issues and helped resolve anything that came up along the way. The whole experience felt professional, proactive and well managed throughout. We would have absolutely no hesitation in recommending Charlene, Alice and the Fine & Country team to anyone looking to sell their home.
Review for Fine & Country Cardiff – Deeply Unprofessional and Untrustworthy I strongly advise anyone considering buying a property through Fine & Country Cardiff to think twice. We dealt with Gemma, and the experience has been nothing short of appalling. From the beginning, the team were overly pushy and dismissive of our concerns. But once the sale was completed, their attitude turned outright negligent. Despite purchasing a high-value property marketed as a “smart home,” no one had the courtesy to hand over the keys in person. Instead, we were told they were “in the mailbox” and that was the end of their involvement. Upon arrival, we found the garage door was broken and unopenable. An engineer has since confirmed it must be completely replaced at a cost of £2,000. The bathroom sliding door is stuck, meaning steam from the shower floods into the room. And most critically, the entire smart home system is inaccessible. We were given login details linked to an email address that is not ours. After 10 days of calls, emails, and speaking to the U.S.-based provider, we still cannot even turn on the lights. Fine & Country Cardiff have made no effort to assist. No follow-up, no explanation, and certainly no responsibility taken. Their behaviour has been unprofessional, and completely lacking in basic courtesy. I rarely leave reviews, but this situation has caused serious stress and inconvenience. Avoid this agency at all costs. They disappear the moment the payment clears and leave you to deal with all the problems they never disclosed.
Quentin, after a careful discussion and exchange of ideas, understood exactly what we were looking. He then sent us examples of a range of properties from which we were able to refine our own definitions of exactly what we were looking for and what our budget would allow. A true professional in real estate and a pleasure to deal with.
Quentin has an excellent approach, great communication, expert knowledge, warm and empathetic whilst going through our property search with us. We cannot thank you enough and would highly recommend you to anyone starting their property search in Portugal. Kindest. Victoria
We recently sold our house with Fine & Country, using Jemma as our agent, and couldn't be more pleased with the experience. Jemma was professional & knowledgeable. She made the entire process feel seamless and stress-free, always keeping us updated and providing expert advice every step of the way. Our house sold quickly, and with the companies extensive advertising reach, we were able to complete the sale within just five months of listing.
I found Quentin an excellent communicator when my wife and I were researching properties in his area. We had chats via zoom calls and he had properties to view when we arrived from UK. Good service, humorous and professional.
I had the pleasure of partnering with Quentin during a visit in Portugal. Quentin was a true partner, coordinating the whole trip, taking into account every detail and aspect of the trip, accessible the whole time and very understanding. He was very present and attentive to my needs and expectations. I can only highly recommend Quentin.
We had limited experience with Quentin - because he is in Portugal and we are in Canada. We can say that Quentin is completely professional. He answered emails same day and always provided information we asked for. He took the time to do his job well and we will continue our dealings with him.
Efficient, proactive, ready to help, pleasant relationship, large inventory
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Saldanha is Lisbon's central business district, the cross-axis of the Avenidas Novas where corporate HQs, law firms and private banks meet prestigious residential blocks. Fine Luxury Property advises buyers on renovated Art Deco apartments, new-build penthouses and office-to-residential conversions across this prime Lisbon parish.
Renovated three-to-four bedroom apartments in Art Deco and modernist blocks along Avenida da República, Fontes Pereira de Melo and Praça Duque de Saldanha, priced €900,000-€3 million.
New-build and conversion penthouses with private terraces and Tagus-skyline views in blocks off Saldanha, Praça de Espanha and Picoas, typically €1.5-€4.5 million.
Mid-century townhouses on side streets off Avenida Fontes Pereira de Melo and Parque Eduardo VII, priced €1.8-€4 million for five-storey single-family or embassy-grade buildings.
Rare detached villas in the streets behind Instituto Superior Técnico, predominantly Estado Novo-era casas senhoriais with small gardens, priced €2.5-€5.5 million.
Fine Luxury Property operates as a specialist Avenidas Novas real estate agent covering Saldanha, Praça de Espanha, Picoas and Avenida da República. Our multilingual team, fluent in English, French, Spanish and Portuguese, serves the substantial corporate-relocation, private-banking and diplomatic communities based in the district, handling NIF, IMT settlement, company-structure acquisition and independent Portuguese legal introductions.
Saldanha concentrates the headquarters of BPI, Santander, Millennium BCP, major law firms and top-tier corporates. This produces a permanent base of senior-professional long-let tenants and a consistent flow of international-assignment buyers each year.
Avenidas Novas ranks as one of Lisbon's three prime residential districts, alongside Chiado-Príncipe Real and Lapa-Estrela, with apartment pricing of €5,500-€8,500 per square metre. Saldanha specifically offers the best value inside the district on a per-square-metre basis.
Saldanha is one of Lisbon's densest metro interchanges, with yellow and red lines crossing the parish and the blue line one stop away at São Sebastião. This unmatched transit density underpins both corporate demand and long-term rental liquidity.
Instituto Superior Técnico, ISCTE and Universidade Católica sit inside or adjacent to the Saldanha catchment, alongside the Fundação Calouste Gulbenkian. This professional-academic concentration sustains long-let demand and new-build absorption.
Saldanha has two distinct buyer use-cases. Corporate relocation and private-banking buyers prioritise renovated three-bedroom apartments within 10 minutes of Avenida da República. Investor buyers target long-let yield on new-build or renovated stock. We align shortlist to the buyer's use pattern from the outset.
Foreign buyers need a Portuguese NIF and a local bank account. We arrange both inside two weeks, along with a certified power of attorney where the client completes remotely. Company-structure acquisitions require an additional week for Portuguese entity formalities.
Saldanha's Art Deco and modernist blocks vary materially in condominium management quality, lift and facade upkeep and structural condition. Our lawyers verify condominium minutes, pending assessments and façade licensing before the promissory contract.
The CPCV is signed with a 10-20% deposit via Portuguese bank. For new-build acquisitions, the promissory contract is structured with staged payments tied to construction milestones, and we review the developer's track record before deposit release.
The final deed signs before a notary after IMT (sliding 0-7.5%) and 0.8% stamp duty are settled. Notary and registry fees run 1-2%. Total closing costs are typically 7-9%. Saldanha sits within Lisbon municipality, so annual IMI is 0.3% of the rateable value.
Avenidas Novas is one of Lisbon's three established prime residential districts, and Saldanha sits at its transport and commercial heart, offering the strongest combination of liquidity, tenant demand and resale depth inside the parish.
The concentration of corporate HQs, private banks, law firms and consulting firms in Saldanha creates a stable senior-professional long-let tenant base. Long-let vacancies on prime three-bedroom stock are routinely filled inside 30-45 days.
Recent years have seen several office-to-residential conversions and new-build developments on the Fontes Pereira de Melo corridor, delivering modern product with parking and pools at €7,500-€11,000 per square metre, a format largely unavailable in historic central parishes.
Three metro stations (Saldanha, Picoas, São Sebastião), dense bus networks, walkability to Praça Marquês de Pombal and 15-minute access to Humberto Delgado Airport combine to make Saldanha structurally well-positioned for long-term rental and resale liquidity.
Renovated three-bedroom apartments in Saldanha typically cost €950,000-€2.5 million, or €5,500-€9,000 per square metre depending on block and street. Avenida da República facades command the district premium. New-build and office-to-residential conversion penthouses run €7,500-€11,000 per square metre. Pre-renovation Art Deco apartments trade at €4,000-€5,800 per square metre, a worthwhile entry for buyers prepared to manage a full restoration. Townhouses on the side streets reach €4 million for larger single-family five-storey stock.
Saldanha sits at the heart of the Avenidas Novas civil parish, north of Marquês de Pombal and south of Campo Pequeno. The parish runs from Parque Eduardo VII in the south up to Campo Grande in the north, with Avenida da República as its primary north-south axis. Saldanha is functionally Lisbon's central business district, containing the headquarters of major Portuguese banks and corporates, the El Corte Inglés department store and the Instituto Superior Técnico campus.
Saldanha is more business-oriented, Chiado and Príncipe Real are more heritage and lifestyle-driven. Saldanha offers broader streets, newer stock and materially stronger long-let yields (4-5.5% gross versus 3.5-4.5%). Per-square-metre pricing runs €5,500-€9,000 in Saldanha versus €8,500-€13,000 in Chiado and Príncipe Real. Saldanha is the better fit for corporate-relocation and investor buyers; Chiado and Príncipe Real attract heritage-oriented lifestyle buyers and short-let investors.
Yes, particularly on long-let. Saldanha delivers 4-5.5% gross long-let yield on prime renovated apartments, with a stable senior-professional tenant base drawn from the district's corporate and banking HQs. New-build long-let runs 4.5-5.5%. Short-let in Saldanha requires an existing Alojamento Local licence because Lisbon has restricted new AL registrations across much of the central parish structure since 2018. Student sub-let on upper floors can reach 5.5-7%.
Yes. Portugal imposes no ownership restrictions on foreigners. Buyers need a Portuguese NIF and a local bank account. Non-EU buyers pair acquisition with D7, D8 or IFICI visas. Corporate-relocation buyers sometimes hold property via Portuguese SPV structures for IMT and estate-planning reasons, which we coordinate with specialist tax counsel. Most Saldanha transactions involve international buyers, and the local notaries, banks and lawyers are well-accustomed to non-resident completion timelines.
Saldanha is one of Lisbon's densest transit interchanges. Saldanha metro station connects the yellow and red lines. Picoas (yellow line) sits one stop south and São Sebastião (blue line) is a three-minute walk west. Multiple Carris bus lines cross the Praça. Humberto Delgado Airport is 10-15 minutes by car via the red metro line or direct. Cascais-bound trains run from nearby Cais do Sodré, and Gare do Oriente intercity station is 10 minutes by metro.
Standard Portuguese closing costs run approximately 7-9% of the purchase price. IMT transfer tax is on a sliding 0-7.5% scale, meaningful above €101,917, with higher effective rates on second homes and properties above €1 million. Stamp duty is 0.8%. Notary and registry fees add 1-2%. Independent legal fees run 1% plus 23% VAT. Annual IMI in Lisbon municipality is 0.3% of the rateable value. Non-resident rental income is taxed at 25% subject to treaty relief.
Serving international clients in Saldanha. Expertise in historic preservation, new developments, and investment properties across all neighborhoods.
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