Before you buy
Jemma and Alice from Fine & Country provided an excelent service, communications were key and they provided a stress free environment in what is a difficult time. Thank you and well done
Charlene Regan and Alice Madden at Fine & Country have been absolutely outstanding from start to finish. Charlene found us the right buyer in just three weeks and achieved an offer well over the asking price, which speaks volumes about her skill, judgement and understanding of the market. The marketing was also superb. The photos, video, drone footage and brochure produced by the Fine & Country team presented our home beautifully and really helped show it at its best. Once we accepted the offer, Alice was exceptional in keeping everything moving smoothly and swiftly. She liaised with both sets of solicitors, kept communication flowing between us and our buyer, anticipated potential issues and helped resolve anything that came up along the way. The whole experience felt professional, proactive and well managed throughout. We would have absolutely no hesitation in recommending Charlene, Alice and the Fine & Country team to anyone looking to sell their home.
Review for Fine & Country Cardiff – Deeply Unprofessional and Untrustworthy I strongly advise anyone considering buying a property through Fine & Country Cardiff to think twice. We dealt with Gemma, and the experience has been nothing short of appalling. From the beginning, the team were overly pushy and dismissive of our concerns. But once the sale was completed, their attitude turned outright negligent. Despite purchasing a high-value property marketed as a “smart home,” no one had the courtesy to hand over the keys in person. Instead, we were told they were “in the mailbox” and that was the end of their involvement. Upon arrival, we found the garage door was broken and unopenable. An engineer has since confirmed it must be completely replaced at a cost of £2,000. The bathroom sliding door is stuck, meaning steam from the shower floods into the room. And most critically, the entire smart home system is inaccessible. We were given login details linked to an email address that is not ours. After 10 days of calls, emails, and speaking to the U.S.-based provider, we still cannot even turn on the lights. Fine & Country Cardiff have made no effort to assist. No follow-up, no explanation, and certainly no responsibility taken. Their behaviour has been unprofessional, and completely lacking in basic courtesy. I rarely leave reviews, but this situation has caused serious stress and inconvenience. Avoid this agency at all costs. They disappear the moment the payment clears and leave you to deal with all the problems they never disclosed.
Quentin, after a careful discussion and exchange of ideas, understood exactly what we were looking. He then sent us examples of a range of properties from which we were able to refine our own definitions of exactly what we were looking for and what our budget would allow. A true professional in real estate and a pleasure to deal with.
Quentin has an excellent approach, great communication, expert knowledge, warm and empathetic whilst going through our property search with us. We cannot thank you enough and would highly recommend you to anyone starting their property search in Portugal. Kindest. Victoria
We recently sold our house with Fine & Country, using Jemma as our agent, and couldn't be more pleased with the experience. Jemma was professional & knowledgeable. She made the entire process feel seamless and stress-free, always keeping us updated and providing expert advice every step of the way. Our house sold quickly, and with the companies extensive advertising reach, we were able to complete the sale within just five months of listing.
Jemma from Fine and Country in Cardiff made our house buying and selling very smooth. She was professional and always approachable. We are so glad that we chose to sell our house with the estate agent that we were buying from, it made a very stressful process run much more smoothly as we just had one point of contact. Gill in sales progression was incredible at keeping us updated and chasing solicitors on our behalf. If we were ever to move again we would 100% chose Jemma from Fine and Country to sell our house for us!
I found Quentin an excellent communicator when my wife and I were researching properties in his area. We had chats via zoom calls and he had properties to view when we arrived from UK. Good service, humorous and professional.
I had the pleasure of partnering with Quentin during a visit in Portugal. Quentin was a true partner, coordinating the whole trip, taking into account every detail and aspect of the trip, accessible the whole time and very understanding. He was very present and attentive to my needs and expectations. I can only highly recommend Quentin.
We had limited experience with Quentin - because he is in Portugal and we are in Canada. We can say that Quentin is completely professional. He answered emails same day and always provided information we asked for. He took the time to do his job well and we will continue our dealings with him.
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Belas Clube de Campo is one of greater Lisbon's largest gated resort communities, set in the Sintra foothills on a Rocky Roquemore championship golf course. Fine Luxury Property advises international buyers on villas, golf-view residences and condominium apartments inside a 24-hour secure estate combining Serra de Sintra backdrop with 20-minute Lisbon access.
Detached contemporary and classical villas on plots of 600-3,000 m², typically four-to-six bedrooms with pools, mature gardens and direct golf frontage, trading between €1.8 million and €6 million across the various Belas phases.
Semi-detached and terraced golf-side houses in the earlier Belas clusters, three-to-four bedrooms with private gardens and shared pool access, priced €900,000 to €1.8 million and ideal for relocating families with school-age children.
Two-to-four bedroom condominium apartments in managed buildings inside the estate, with communal pool, gardens and concierge, typically 120-260 m² and priced €600,000 to €1.4 million for prime golf-view orientations.
Approved residential plots within the Belas masterplan, typically 700-2,500 m², with design codes set by the club, giving bespoke buyers the ability to commission architect-led villas to their own specification while retaining community standards.
Fine Luxury Property operates as an AMI-licensed real estate agent covering Lisbon's gated golf and equestrian communities, with dedicated coverage of Belas Clube de Campo, Quinta da Marinha and Belas foothills. Our multilingual team works in English, Portuguese, French and Spanish to support French, British and American families relocating into the estate, handling AMI brokerage, NIF registration, IMT settlement and the specific community and condominium regulations end-to-end.
The 18-hole championship course designed by Rocky Roquemore is the organising feature of the estate, with greens fees reserved for residents and members, and the clubhouse offering fitness, spa and restaurant facilities. Golf frontage plots command 20-30% premiums over interior-positioned stock.
Belas operates full 24-hour manned gate security, private road network and internal patrols across the roughly 400 hectare estate. This depth of perimeter security is rare inside the greater Lisbon metropolitan area and a core appeal for relocating families from the UK, France, Brazil and the Middle East.
Set in the foothills of the Serra de Sintra at roughly 180 metres elevation, Belas benefits from a cooler, breezier microclimate than central Lisbon in summer, with notable reductions in peak August temperatures and reliable afternoon Atlantic breezes coming off the western range.
Belas sits within comfortable driving distance of St Julian's in Carcavelos, CAISL Carlucci American in Sintra, TASIS Portugal near Sintra and the Colégio de São José in Queluz. The school catchment is a recurring reason relocating families from the Lisbon-Cascais axis consider Belas over central alternatives.
Belas spans multiple construction phases with different architectural codes, service-charge levels and amenity entitlements. We brief buyers on the specific sector-by-sector rules covering golf access, clubhouse membership, pool rights and planning restrictions before any viewing schedule is built.
We organise a Portuguese tax number (NIF), a local bank account and a power of attorney where needed, granted to a Lisbon-based advogado. For non-EU buyers we additionally coordinate apostille translations of passport and corporate documentation.
Lawyers verify Caderneta Predial, Certidão Permanente, energy certificate, condominium minutes and the specific Belas community regulations. We also confirm all outstanding community service charges are cleared, as unpaid balances can transfer to the buyer on completion.
A promissory contract (CPCV) is signed with a 10-20% deposit transferred via Portuguese bank. For gated-community properties we explicitly include the transfer of clubhouse membership, golf access rights and service-charge positions inside the CPCV.
At final deed day the notary confirms IMT (sliding 0-7.5%), 0.8% stamp duty and 1-2% registry fees. The Registo Predial records ownership, the community management company is formally notified of the transfer, and keys plus gate access codes transfer on funds release.
Belas Clube de Campo is one of only a handful of genuinely large, secure, amenity-rich gated communities inside the greater Lisbon metropolitan area, alongside Quinta da Marinha and Quinta da Beloura. Structural scarcity of comparable product supports firm pricing and steady absorption.
Demand at Belas is overwhelmingly primary-residence relocating families rather than speculative second homes, which insulates values from second-home discretionary cycles and underpins steady long-let and sale-side demand.
The A9 and A5 motorways put Avenida da Liberdade and Humberto Delgado Airport within 20-30 minutes of the Belas gate in standard traffic, combining gated-community lifestyle with genuine capital-city connectivity unmatched by any equivalent golf community on the Costa del Sol or the Algarve.
Belas is a fully matured community with an operating 18-hole course, clubhouse, spa, tennis, padel and restaurant facilities, rather than a masterplan still awaiting amenity delivery. Buyers acquire a functioning lifestyle on day one.
Detached villas on golf frontage typically cost €2.5-€6 million, or €4,500-€7,000 per square metre. Interior detached villas run €1.8-€4 million at €3,800-€5,500 per square metre. Semi-detached golf houses suited to relocating families trade €900,000-€1.8 million at €3,500-€5,000 per square metre. Condominium apartments inside the estate start around €600,000 for a two-bedroom and reach €1.4 million for prime golf-view three-bedrooms. Approved residential plots trade at €800-€1,800 per square metre of land area.
Belas Clube de Campo operates a single controlled entry point staffed 24 hours a day, with the roughly 400 hectare estate enclosed by perimeter fencing, private internal roads and regular internal patrols. Residents and authorised guests access by registered vehicle pass or guest-list call-in. The community is managed by a dedicated management company that also oversees the golf course, clubhouse, pool and landscape maintenance, all funded through annual condominium service charges paid by each residence.
The most sought-after positions are the golf-frontage plots along the course with direct tee-to-green views and a clear 30-year appreciation history against interior positions. Villa clusters in the original phases, closest to the clubhouse, hold their value best given clubhouse walkability. Later phases offer more contemporary architecture at slightly better entry pricing. Condominium apartments inside the estate suit buyers wanting gated lifestyle and amenity access without villa-level maintenance responsibility.
Non-residents face no Portuguese ownership restrictions. The process requires a Portuguese NIF tax number, a local bank account and an independent advogado. After offer acceptance, the buyer signs a reservation, then a promissory contract (CPCV) with a 10-20% deposit, then the final deed (escritura) 30-90 days later. Our team additionally manages the specific transfer of clubhouse membership, golf access and service-charge positions. We work routinely with French, British, American, Brazilian and Middle Eastern relocating families.
Total closing costs run roughly 7-10% of the purchase price. IMT transfer tax is charged on a sliding 0-7.5% scale, with second homes and properties above €1 million incurring higher effective rates. Stamp duty adds 0.8%. Notary and registry fees add 1-2%. Annual IMI municipal property tax in Sintra is 0.35-0.45% of the rateable value. Community service charges at Belas typically run €2,500-€6,000 annually per villa depending on plot size and residence type, covering security, landscaping and amenity access.
The Belas gate sits roughly 18 km north-west of central Lisbon. By the A9 motorway and the IC19, Avenida da Liberdade is 20-30 minutes in normal traffic, and Humberto Delgado Airport is 25-35 minutes. Cascais is 25 minutes via the A9 and A5 interchange. Sintra historic centre is 15 minutes. This combination of gated-community depth with sub-30-minute airport and capital-city access is one of the core reasons relocating families select Belas over comparable Algarve or Costa del Sol gated alternatives.
Yes. Belas Clube de Campo requires AMI-licensed brokerage like the rest of Portugal, and a specialised real estate agent with gated-community experience is essential to navigate the phase-specific rules on architectural codes, service-charge treatment, golf-membership transfer and plot-versus-built comparables. Fine Luxury Property works in English, Portuguese, French and Spanish across Belas, and our team coordinates the full acquisition workflow alongside independent Portuguese lawyers familiar with gated-estate conveyancing.
Serving international clients in Belas Clube de Campo. Expertise in historic preservation, new developments, and investment properties across all neighborhoods.
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